Research On Property Institution Reform Of State-owned Commercial Banks Based On Corporate Governance Optimization

It is a focal financial issue how to reform Chinese state-owned commercial banks which many theoreticians pay close attention to. But there is no accordant opinion on it for a long time. The controversy focus on: whether the state-owned commercial banks have to reform its property institution and which of corporate governance renovation and property rights institution reform is the most important and urgent thing for the four state-owned banks.The dissertation expatiates abstractly and practically on the relationship of state-owned commercial banks property institution and corporate governance, and the necessity and possibility to reform property institution. First, the dissertation analyses and expounds the theory of property rights institution and corporate governance so as to reveal the impacts to corporate governance from property institution. Then it makes qualitative and quantitative analysis on the limitation and efficiency of state-owned bank property institution, and analyses adverse effect to corporate governance from current property institution. It is concluded that to reform the state-owned bank property institution is unavoidable and most important. By learning the variance and reform experiance of the foreign commercial bank property institution, the direction of state-owned commercial bank property institution reform is clearer: sharehoding restructuring and listing. How to diversify joint-stock company's property owner and optimize shareholder structure is discussed by qualitative and quantitative analysis in the end, and a series of pocily proposal is brought up to push on reform.