Research On The Financial Credit Input And The Problems Of Rural Continuable Development In China

As the foundation and important part of national economy, agriculture's sustainable development dicctly influence on the sustainable development of the national economy. Whether in the population or the area, rural area takes an overwhelming majority of China. Therefore, there should be no sustainable development of the whole society and national ccommy, if there is no sustainable development of rural area.In today's China, a scries of problems, such as expanded population, imbalance between food's supply and demand, overused resources, deteriorated environment and etc., have negative influence on the rural area direcly or indirectly, and restrict the sustainable development of agriculture and rural economy. It depends on the strong financial support to solve these problems and realize the sustainable development of rural area, which means we should increase the credit input and improve our supporting financial services.Finance is the core and foundation of our national economy. Modern market economy is financial economy, knowledge economy and internet economy in nature. Finance has active and important impacts on the followings: supporting the recover and development of rural ecosystem, accelerating the industrialization of agriculture, promoting the economic restructuring of rural area, improving the conditions of agricultural production, intensifying the technological clement of agriculture, improving skills and qualty of rural labors, increasing the income of peasants and so on. Developing finance and increasing credit input will be beneficial to the rational allocation and lasting utilization of all kinds of rural resources, and then promote the people's coordinated coexistence with the nature. All of these make it possible to realize the sustainable development.At the new developing stage, building a well-off society in an all-round way in most rural area and realizing sustainable development is a great systenatic project. We should make overall plans and take all factors into consideration. The key of it is to increase the financial credit input. So, first thing is to improve the institutional arrangements of financial and design the rural financial opcrationh mechanism,according to the rules, characlcrislics and needs of rural sustainable development.Based on the present situation, the paper analyses the problems and difficulties in the process of rural sustainable development and clarifies the dccisivaolc taken by the effective financial input. Then, the author gives the following policy suggestions: improving the financial functions of rural area and removing the barriers in the course of rural capital turnover; stressing the supports lo the agricullurc and increasing the effectiveness of capital's utilization; maintaining the rural financial order and preventing the out-flowing of rural capital; rc-fecding agriculture credit and strengthening the supports of rural financial policies developing nongovernmental finance and instructing nongovernmental investment cultivating rural capital market actively to meet the diversified need of rural sustainable development.