Study On Legal Issues Of The Rural Financial Market Regulation Based On The Background Of Balancing Urban And Rural Areas

The third plenary session of the17th and The eighteenth congress stressed that we should establish modern rural finance system, vigorously support the "agriculture, rural areas and farmers", build a new socialist countryside,which is the urgent task of well-off society that our country comprehensive construct and benefit large population. Lag of rural finance development is a prominent weak links existing in the current rural economy, seriously restricted the development of Chinese. Although the construction of modern rural financial system is a large and complex systems engineering, but the modern system of rural financial market regulation and the financial ecology. Therefore, the rural financial market regulation law is the key problem in mechanism to build rural financial system, and sensitive issues to deepen China’s rural economic system reform and the socialism new rural construction. In2007by the U.S. Sub-prime mortgage crisis triggered the global financial tsunami, led to the volatility of the international financial system and global economic growth is slowing, its important reason is that the financial system still exists defects and shortcomings.Nowadays our country’s market economy has further development, construction and reform of financial system is steady progress, but we should be rational to see that the overall development of China’s financial industry level and there is still a big gap between the world’s advanced level, especially in the construction and perfection of financial market regulation system, which is the weak link in construction of the mechanism of the financial system. In the vast rural areas,economic and social development is lagging, the financial industry overall development level is low and uneven, and the construction of the financial regulatory system is more weak. A good rural financial market regulation system is talisman against rural financial market risk and economic crisis. In advancing the socialist new rural construction and the process of urbanization, in the process of deepening the reform of rural economic system, if we don’t attaches great importance to the rural financial system and the construction of rural financial market regulation system, it buried the prosperity of the rural economy and rural finance development hidden trouble, which san weaken its ability to resist risks.The research starting from the rural financial problems causes and countermeasures, combed the latest research at home and abroad on the rural financial regulation and found that the basic theory, reasons, problems and countermeasures of the latest research, both at home and abroad in the study of financial market regulation legal issues has been writing a lot, also formed a series of influential success, but specifically on the legal issues, the rural financial market regulation system further research it is model-driven, true based on the requirements of overall urban and rural economic and social development of the rural financial market regulation law problem and limited to a handful of scholars to the understanding of the local, scattered research. In summary, therefore, the rural financial market regulation in our country based on related concept definition, content, connotation and characteristics, combined with the law of finance development regulation of the economics of supply and demand and the capture theory, theory of financial repression and deepening, market failure theory, and under the current situation analysis of urban and rural development in our country, points out that the urban and rural areas as a whole is the value orientation of rural financial market regulation and the target location.The development of the rural financial market regulation in our country is analyzed in three stages and characteristics, through the way of questionnaire survey, field interviews, analysis summed up the present situation of our rural financial market regulation and the related legal problems of the legal consciousness, supervision legal system, supervision main body legal issues, market access, exit mechanism, and regulators set, etc. In terms of international comparison, through the investigation of typical foreign countries financial market regulation legal system, including the United States, Japan, France and India and Bangladesh, summed up the enlightenment in our country.Finally, this study put forward relevant countermeasures and suggestions to solve the problem of county rural financial market regulation law put forward preliminary thinking. Including:first, clear the principle of rural financial market regulation, principle to protect the safety of the financial markets, the pursuit of fairness in financial market, realize the principle of financial market efficiency;2it is to explore and establish the related system of rural financial market regulation; Three is to perfect rural financial supervision law configuration; Four is suitable for characteristics of the rural financial market regulation; Five is to build risk guarantee mechanism of rural financial market...