The Non-performing Assets In AMC Operation Shifts The Fixed Price To Study

The non-performing assets of our country is transferred from the bank to the assets management company according to book value, so will produce the following question : (l)The non-performing assets of this form shifts and results in shifting the problem most probably instead of the problem of solving . (2)Result achievement of the examination property management company unable to be effective. (3)Unfavorable to the disclosure of information. (4)Restrain handling etc. to non- performing assets of property management company. The key of solving the problem is to make the non- performing assets transfer from the bank to the property management company according to the fair and reasonable price, so the method to solve problem is to find the suitable non-performing assets and shift the method of the fixed price. Have reviewed the existing non-performing assets pricing method and classified summarizing at first in this thesis, divide the existing non-performing assets pricing method into three kinds: The practicing at home, the theories and foreign countries practicing; Also analyses separately. Find the existing pricing method or not overall. Or with derailing actually. Or does not accord with my national conditions condition, does not use and compare in practice; Have drawn lessons from one degree of thoughts of management of assets risk of commercial bank for this author, consult governmentpricing model in non-performing assets, pass financial index and appraisal of financial index to enterprise also, investigate the possibility that enterprises can't repay and pay off the loan and interest on schedule, have set up the method of fixing price of the risk of the assets on this basis; Also propose not there is not analytic approach in debiting on the basis of current value law of the income in addition; Have both used and analyzed in practice in originally these two kinds of methods in the article, at the same time also in practice separately with clear law act as the contrast; The end author of the thesis puts forward the policy suggestion on the problems of law and information which the property management company faces.