Insurance Fraud And Crime Study

In today's insurance market maturing, business objects in a risk business activities of insurance companies, insurance fraud is like a malignant tumor, serious damage to the health insurance business body, against the national interests and the interests of the masses, increasing the risk of the insurance business, becomeone of the greatest threats to the insurance industry, also had a very bad social influence.How to prevent and combat insurance fraud act, become purify the social environment and promote economic imperative of normal development, was also a policeman Jiguan important duty, the paper which described.Full-text is divided into four components.The first part is an overview of insurance fraud.In this section, the paper first summed up the concept and origin of insurance fraud, and then gives some typical cases,insurance fraud of various manifestations, and describes its common fraud.On this basis, that insurance fraud in three major aspects of the harm to insurance fraud are directly displayed.The second part of the characteristics of insurance fraud and genetic analysis.That insurance fraud crimes against the multiplicity of social, concealed fraud, modus operandi diversity, the main crime of clarity, the characteristics of subjective purpose Menthods.Fraud from the social environment and psychological status of the insurance industry, law enforcement environment analysis produced three reasons for insurance fraud.The third part of the focus of domestic and foreign insurance industry the serious fraud, and described in detail in Europe, the United States, Japan, Korea and other countries and regions in the insurance industry in the development process, the establishment of a more comprehensive Fan insurance fraud system, to in the Insuranceanti-insurance fraud industry has a positive reference.Part IV-based focus of the paper, first raised the insurance fraud in a specific way, then, from the insurance industry and the public security organs in detail for both the methods to combat insurance fraud, has some practical significance.In short, insurance fraud as a crime prevention is a systematic project, need to raise awareness of the community concerned, close cooperation, to take effective measures to plug the loopholes, and eliminate all factors that induce crime, inhibit the occurrence of fraud, the incidencereduced to a minimum.