International Comparison And Enlightenment Of The Parent Authority Supervision Of Mutational Banks

With the financial integration and development of financial liberalization, our country's commercial banks set up overseas branch offices in succession. The development of bank oversea office is closely related with the homeland economy. In the past our country more stress to the foreign capital bank in China, the development and the supervision system, but overseas development of domestic Banks neglect legislation, need to be guaranteed by relevant legislation.In the aspect of international legislation, the article probes the consolidated supervision principle determined by the Basel file system, meanwhile makes the research of Prudential Carve-Out of GATS agreement, and with American regulation mode for object analysis of homeland regulatory legislation conflict coordination of domestic legislation. Through the comparative analysis of international and domestic legislation practice, that Chinese in promoting multinational bank oversea office legal system construction need take full attention of the international agreement, reference to international advanced experience, as well as the condition of our country. We should drawn lessons from the foreign advanced experience of the parent authority's supervision, combining the current situation of our country, to perfect the legislation of the supervision on the foreign establishments of our domestic commercial bank. In the end, the paper gives some suggestion about improve our parent authority regulation efficiency, trying to establish a suited framework of our parent authority regulation. From the level of domestic legislation, the supervision philosophy should be changed, the legislative level should be upgraded, enlarge the scope and constantly enrich regulating means. From the level of international legislation, actively participates in formulating the international legislation, the international supervision cooperation should be strengthened also.