The Parent Authority Supervision To Commercial Bank's Overseas Organs

There are four chapters in this thesis. They individually are "Introduction", "The basic theory of Parent Authority Supervision", "The supervision to commercial bank' s overseas organs in our country this day" and "The direction of legalization about the supervision to commercial bank s overseas organs in our country".In the "Introduction", the author expounds the process and prospect of development of our country' s commercial bank's overseas organs through quoting the related datum, first. Then, through taking the illegal operation of Zhongyin Hongkong and the subsidiary bank of Chinese Bank as examples, expresses that the reality demand to the study to the Parent Authority Supervision. Last, illustrates the theoretical value of studying the Parent Authority Supervision. Because studying the Parent Authority Supervision can make up the theoretical defect of supervision to the commercial ban' s overseas organs. correct some deviation in the thinking of supervision to the commercial bank's overseas organs and perfects the legalization to the supervision to commercial bank's overseas organs in our country.In "The basic theory of Parent Authority Supervision", the author first narrates the developments about the theory of supervision to bank and the practices of supervision to international bank, recounts the development process of Basel Agreement, draws the concept of Parent Authority Supervision: a state authority's supervision to its commercial bank's overseas organs. Then, introduces two principles: Local Market Principle and Stock Right Principle, which a state authority supervising a commercial bank's overseas organs relies on, and draws the theoretical basic of Parent Authority Supervision: the Principle of Consolidated Supervision. In this illustration, the author also analyses the two reasons that so many states authorities have accepted the Principle of Consolidated supervision and the defects, which belongs to the Principle of Consolidated Supervision, so that draws that the Principle of Consolidated Supervision does not repel the Host Authority Supervision. Last, analyses the general characters of Parent Authority supervision's policies and measures, and points out the defects of Parent Authority supervision according those characters.In "The supervision to the commercial bank's overseas organs in our country ", the author first describes our country's general regulations about supervision to our country's commercial bank's overseas organs from some laws. Then draws the concreteregulations about the supervision from other laws. From those regulations, the author analyses the defects of our country's supervision policies and measures to commercial bank's overseas organs. Those defects mainly lie in selecting the supervision fields, designing the supervision organs, and so on.In "The direction of policy and legislation about the supervision to the commercial bank's overseas organs in our country", the author first narrates Basel Agreement's late designs to supervising the banks, those are: "the lowest requirement of capital", "the authority's supervision and check" and "restrained by market". Then, taking American supervision to its commercial bank's overseas organs as an example, introduces the contents of developed countries' supervision to their commercial bank's overseas organs. Thirdly, analyses the reason of setting up the Banking Supervision and Management Committee in our country. The reason maybe is that there is confliction between supervising bank and establishing money policy, if an authority supervises banks and makes money policies in the same time. The possible effects of Setting up Banking Supervision and Management Committee to our country's supervision to the commercial bank's overseas organs. Last, provides the concrete measures to reform and strengthen our country's supervision to commercial bank's overseas organs.