Study On Legal System For Product Liability Insurance

As a result of modern great production, product liability inevitably becomes a law issue, to which more and more countries pay attention. With the development of the system of the product liability, product liability insurance system emerges in such developed countries as America, England. The system of the product liability is benefit to protect the legitimate rights of customers, and disperse the risk managements of producers and sellers, Therefore it gradually expands to other countries. In western countries, the system of product liability insurance became more and more perfected because of their advanced insurance theory. China now has no product liability insurance legal system, which hampers Chinese economic development. With the globalization of economy, developing of international product liability and more product liability actions, the product liability insurance became more and more important. So, erecting and perfecting our country's legal system of product liability insurance to protect customer's rights and disperse the risk managements of producers and sellers are an essential question in our economic construction.The thesis has made comparatively systematic research on the legal theory of product liability insurance. Because the theoretical research of the product liability insurance of our country lags behind developed countries relatively, advanced theory research results and practical experiences of west developed countries are referred to in product liability insurance. It is pointed out problems that product liability insurance has in the current system, expounded the necessity to strengthen product liability insurance, and proposed how to perfect our product liability insurance. Through presentation of the subject topic, the thesis is intended to generate and call upon the attentions and enthusiasm of those concerned, committing them to develop our product liability insurance market and perfecting its legal system.