Study On Legal Issues Concerning With Catastrophe Reinsurance

In recent decades,as a risk transfer system,product liability insurance hasattracted worldwide attention to it and undergoing a rapid development. In the UnitedStates,Western Europe,Japan and other developed countries and regions，the scale ofproduct liability insurance’development is great,and it play an an important role innational economic development, soluting social contradictions,edc.Unfortunately,ourproduct liability insurance started late, now shares a very small market,and theinsurance is mostly to cope with the trade export needs.also, there is some lacks in thelegal system building.Therefore, in order to promote our development of economicand makes a social stability,this study have significance both in theory and practice.The thesis including introduction, body and conclusion, the body is divided into4chapters:Chapter l deseribes the theory outlined about the liability insuranee in therelevantmarket.first we have a correlation introduction to product liability; Then we deseribesthe concept and characteristics of product liability insurance,as well as its’ evolutionhistory and function.Chapter2rscalls the current situation of China’s product liability insurancesystem, and focused on the problems of the system.Then we started a necessaryanalysis on the reasons of the system defect,shch as China’imperfect legal system,thesellers and other responsible parties’lack sense of crisis; insurance company’slow development of insurance edc.Chapter III studyed a comparative with the product liability insurance system ofthe United States, United Kingdom and Japan, in order to facilitate China’development of the product liability insuranee market.In chapter four, based on the analysis of the forward three chapter,acorresponding improvement suggestion is given in order to boost our product liabilityinsurance system. For example: legislate a unified comprehensive "Product LiabilityLaw; establish mandatory product liability insurance system; enhance theGovernment’s policy support; strengthen the construction of the internal environmentof insurance companies.