Legal Regulationg To The Credit Investigation Of Enterprises

Market economy is based on credit and legality.A good social credit system is essential to establish the ordered socialistic market, as well as the key condition of preventing financial crisis. It also plays the role as the basis of normal operation of modern economy. Conversely, with the rapid development of China's economy, problems of the loss of credit outstand. Counterfeit, no paying bank debt, tax dodging and evasion and "difficulty of execution" are easy to find everywhere in the society. It entails so called "credit crisis", which becomes the illness of society, pervading into all works. The illness seriously obstructs the progress of China's economic and social development and challenges the bottom line of our ethic system. Therefore, it is a urgent task to establish and improve the social credit system during the period of economic transformation. Crediting activity calling for people's credit is the cornerstone holding up the whole credit system;it is also the centerpiece of building the credit system. The enterprises, as the most active part in market economy system, represent as the core object of crediting activity. Hence, enterprise credit investigation is emphasized in building the social credit system. Starting by analyzing the concepts of credit, credit investigation and enterprise credit investigation, this thesis introduce the firm crediting legal system in developed countries, summarizing and inducing the status quo of present crediting activity of Chinese firms, as well as the deficiency of present legal system. Through comparison analysis, a suggestion pertains to systematically establishing and completing the China firm crediting legal system is brought forward. The thesis includes following three parts:Part 1. step by step, level by level in depth, the meanings of concept of firm crediting is justified. On the basis of analyzing the concept of credit from the views of ethics, economics and law, the connotation and extension of the concept of crediting has been explained. Further, the connotation and extension and related concepts are elaborated.Part 2. Demonstrating the serious problem caused by the present credit crisis by example. Analyze the emergency and importance of establishing and completing firm crediting legal system present in China. Meanwhile, point out the existing legal block of establishing and completing the crediting legal system.Part 3. Several recommendations in completing China firm crediting legal system have been given, which consists of the core of the thesis. These recommendations are worked out from six aspects: legislation principle, setting mode of firm crediting organization, the entry and withdrawal mechanism of firm crediting organization, managerial norms of firm credit information, firm crediting supervision and punishment mechanism of losing credit.