Research Of The Annuity Plan Of Non-profit Organization Of USA

Pension System is not only an important social system, but also a very important economic system. America has a very perfect Pension System, The annuity plan of non-profit organization of USA is one of American Pension Systems, which belongs to the second base of American Pension Insurance, it is American private retirement savings plan, and promotes the development of American social security system.The article starts from three private retirement plans in USA, and illustrates American private retirement plan carefully, summarizes both the problems and the object probable analysis, transforms the Pension System of the government departments and institutions of China, provides the way to build a annuity plan for the government departments and institutions of China. The contents in this paper can be included into three parts:In the first part, It makes a conclusion of the significance of this topic, current researching situation of American private Pension Insurance system inland and abroad.In the second part, Introduces three American plans, which includes 403(b) plan, 457 plan and Thrift Savings Plan. These plans are the annuity plan of non-profit organization of USA, illustrates bringing out, development, qualification for setting up, contribution system, tax deduction , distribution, and so on.In the third part, Through the research of three plans of USA, analyses the current situation of the pension security for government departments and institutions, puts forward the feasibility and the effective measure on the building the annuity plan for government departments and institutions.