Study On Legal System Of Financial Supervision In China Under The Model Of Mixed Operation

The finance is the core of modern economy, the management condition of financial industry influences the development of national economy directly. There are two models of financial institution operation in the world: separated operation and mixed operation. Under the mode of mixed operation, a financial institution can provide its customer comprehensive financial services and products, reduce transaction costs, increase efficiency and disperse risks by diversified operation. By reviewing the history of financial operation model development, we may find the tendency is mixed operation--separated operation--mixed operation. At present, Chinese financial sectors operate separately and supervisory organizations superintend separately. More and more financial institutions come into China for the WTO. Both the economic environment and the interests' need of Chinese financial institutions will let mixed operation become inevitable choice of Chinese financial industry.The financial industries good running can not be away from a valid financial supervision. And efficient financial supervision depends on perfect legal system of financial supervision. Although after the reform opens, the financial legal system of our country got a substantial development, compared with the developed country still has very much deficiency.This article embarks from the mixing industry management supervising and managing system general theory, profits from other national mature legislation theory and the legal rule of finance industry supervising and managing system, proposed the legal advice which suits our country national condition. mainly compare to the supervising and managing pattern of American, establishing SEC to take an always supervising and managing administration main body, gets down supposes CBRC, CIRC and CSRC to supervise domain respectively.