The Legal System Research On China's Commercial Insurance Regulation

Insurance plays decisive role in the economic and social development, which concerns the whole social stability and development. But in the recent several years, the developing tendency of the insurance industry is quite powerful, yet comparatively theoretic research and innovation on regulation of insurance was short of being studied seriously. On the other hand, in the small quantity of thesis on insurance regulation, most ones are of informing and acknowledging kind and mainly from the angle of economy with few from the point of view of legal thinking and reasoning.Our mode of insurance regulation still has stayed around strictly mode, orientation of the new mode fixing position has not deficient; And insurance lawmaking though has the scale, the whole is still not perfect, still has no formation of systematized insurance regulation legal system, and it is a long distance to the request of the valid insurance regulation of insurance industry. This thesis that aim at our country present condition of insurance development and world insurance regulation development trend, our country should deep analyzes legal system present condition and problems of our country insurance regulation, with synthesizing all countries theories and practice experience, and bring up the method and concrete suggestion to perfect insurance regulation law system. The thesis includes 3 parts and proceeds as followings:Part 1: The basal theory of commercial insurance regulation .The section includes the concept and theory concerning commercial insurance, and the meaning and general theory of commercial insurance regulation. On the basis of them, the author analyzed the necessity of commercial insurance regulation by economic theory. Then the goal, principle, mode, main body, object and content of commercial insurance regulation had been discussed.Part 2: The comparative study on world commercial insurance regulation. In this section, the UK, USA and Japan' practice had been taken for example and our country' s operation had been discussed. At the end of the section, the world commercial insurance regulation development trend had been analyzed.Part 3: The weakness of commercial insurance regulation in China and some ideas aimed at improving them. Through the discussion in the Part 2, the weakness of commercial insurance regulation had been summarized. And the author took the ideas aimed at improving them for the finale of the thesis.