Research On The Loan Risk And Control Of Universities

In recent years, the reform and openness and the socialist modernization drive ceaselessness pushed forward, our country higher education entered with our country to stride over to jump over style developing a stage. It had all also brought forward new call for to colleges and universities teaching resource facilities running a school but meanwhile, great majority colleges and universities begun to "build largely" numerously and confusedly, expanded new school area, introduce the synthetical strength coming to reinforce school high-caliber talented person energetically. Growing extent was very limited but, although investment in advanced religion by the country and tuition fee invisible income were in escalation, foundation had no way to satisfy the gigantic demand for fund of colleges and universities. Under this here situation, "silver school cooperated to arise at the historic moment just ", channel applying to get a loan to the bank already becoming colleges and universities financing main part. To such one item new emerging things,require that we had a correct cognition to it, here, analyse, understood that and grasped and on the basis to its go along.The main body of a book the primo analysed the process that higher education develops in recent years at full speed, purpose composed in reply with the research challenging, pointing out at the same time the main body of a book significance as well as process is hit by opportunity were confronted with by higher education here. Started with the higher education economy character on the basis here,character having pointed out the surely common article of higher education, having analysed the colleges and universities feasibility to borrow from a bank and certainty, pointed out bank advances is colleges and universities the only way financing in peculiar period; Carry out analysis on the current situation that colleges and universities provides a loan of, pointed out and the colleges and universities loan depending on have problem knowing and managing aspect carry out deep-seated analysis having many sides as well as here the colleges and universities loan risk coming into being on the basis, and the origin that risk produces to loan are secondary; And by the fact that many economic targets carried out analysis on colleges and universities liquidity, provided a loan of the model controlling calculative forehead degree be applied or used universally bringing forward colleges and universities, the concrete data amending a model, being tied in wedlock taking form on the basis in the model being applied or used universally, the verification being in progress to the model analyses; Revolution of crops went along to colleges and universities loan risk was discussed, three aspect controlling to loan risk carried out analysis from colleges and universities, bank and the government, pointed them out respectively controlling aspect in colleges and universities loan risk responding to the measure adopting.Risk go along controls the loan passing the main body of a book went into, thinking that the government should take out the active attitude to colleges and universities, the first step charges a rope, purpose provides a loan of mechanism rationally in building colleges and universities science to come to have resolved colleges and universities loan risk go along bond-rization at the same time to colleges and universities loan.