Research On Competitiveness Of Yinchuan City Commercial Bank

Financial reform is a very important part of economy reform of China, and China's city commercial banks are the goods of China's financial reform. With the many years development, china's city commercial banks have not only earned great achievements but also a lot of problems, such as low capital requirement, weakness competence of anti-risk. With the more deepen financial reform of China and the more vigorous competition of the domestic banks, for city commercial banks, where will go is a very important question. So the study of the competitiveness of China's city commercial banks becomes extremely urgent.With a lot of data and information, Yinchuan city commercial bank is analyzed on capital requirement, asset quality, management, earnings, Liquidity, compared with its competitors'. Through the comparable analysis, it is concluded that Yinchuan city commercial bank has higher actual competitiveness. And the basic thought and developing direction competitiveness of Yinchuan city bank is given.Yinchuan city commercial bank is chosen as an extreme representative. Adopted research method combined with theory analysis and empirical analysis, has carried on deeply analysis and relatively study. Camels' evaluation method is adopted as the means of analysis. This means can in accordance with the commercial bank management in the basic characteristic of" safety"," liquidity" and " profitability ", its...