Research On The System Of Occupational Pensions In China

Today accelerating aging of population , the system of providing old age citizen have been a very important part of constructing national system .It is most critical problem how to design aged insurance to agree with china conditions, to coordinate the relation between providing for the aged and developing, to balance the developing of social security among different arrangement .In the process of lowering basic aged insurance rate, reforming aged insurance system, founding and developing annuity system must be required. It has both very important theory significance and practical significance.The thesis includes the background analysis of funding our country annuity system, the present condition analysis of our country annuity system, puts forward how to found and operate our country annuity system.The thesis divides three parts:The first part, from macroscopic and microscopic analyzes the background founding our country annuity system. Macroscopic including:(1)Easing up the pressure of old age fund facing to age;(2)Founding different arrangements social old age insurance system;(3)Offering guarantee to develop social economy rapidly; Microscopic including:(1) Annuity is the effective HR instrument;(2) Annuity make enterprise cohesion and competition competence enhanced.The second part analyzes the present condition analysis of our country annuity system, the condition of founding annuity system, and the factors of influencing our country annuity system. At first , from theory discusses the characters of annuity and its development history; Secondly, all-out analyzing the present condition analysis of our country annuity system; Thirdly, analyzing the condition of founding annuity system, including economic conditions, national requests, law plan; At last, analyzing the factors of influencing our country annuity system, including social basic old age insurance factor, tax revenue factor , district developing situations and annuity operating management problem, est.The forth part puts forward how to found and operate our country annuity system. First, founding relative system, acquiring country sustains; second, bringing into play industry organizes function; At last, design the model of operating annuity.