The Study On Chinese Financial Industry Networking Development Strategy In The Information Age

The emergence and applications of Internet which is one of the greatest inventions incidentof mankind in the 20th century has symbolized the advent of the information age.The information age has uncovered a good future development prospects for traditionalbanking, electronic, networking, virtual, integrated, globalization will be the main developingmelody of the banking sector in the future, and the development of Internet banking hasbecome the inevitable trend of global banking, this trend is being a profound revolution of thefinancial field. In 1995, the birth of Security First Network Bank, the world first network bankhas raised the network bank development mighty waves. The Chinese opening policies causesthe pulse beat of Chinese economy to follow close the development rhythm of the worldeconomics, after joined WTO, the domestic financial banking industry should catch up theinternational banking industry's network information tide, on which the relation of Chineseinside and outside economy is closer ,and the challenge of the international banking industrynetworking is stronger .Because forbidden to establish the pure internet bank today in China,our country tradition banking industry spring up the networking development.Networking brings the good development opportunity for Chinese banking industry leapingover some development steps. We should hold the current development turning point,positively creates the condition of financial industry networking development, in technical,legal, institutional environment, and so on;we should formulate the developmental strategy assoon as possible, and advance network banking service as soon as possible, so to guarantee ournetwork banking industry not to be backward the foreign banking, and to display thecompetition ability of our banking in the international finance stage.The article introduced first the theory struts of the financial industry networking strategy,and outlined the contemporary west mainstream strategy management theories, then grafted thecore viewpoint of above theories to the financial industry networking strategy management,and has analyzed the inside and outside environment of our country finance banking industrynetworking development. On the base of this narration, obtains our country commercial bankshould be supposed to adopt positively expanding and investment in the networkingdevelopmental strategy, and the strategic leading direction is differentiation strategy, with thehelp of combination matrix and SWOT analysis model, and so on strategy assessment methods;At last, the paper thinks the condition of China's economic transitional period, chooses someessential important factors to carry on concretely the implementation of our financial industrynetworking developmental strategy, from the national government, the financial profession,and the financial enterprises three stratification planes.