UK, USA And Japan Insurance Agency System And Reference

UK, USA and Japan have over three hundred years of history in insurance business。With long term operation practice, they have established complete insurance business systems and operation modes fit for situations in their own countries, their insurance industry has stepped into a stable development phase, and undoubtedly their operation mode is quite advanced and scientific。However, the insurance agency market in our country only has been in the course of alteration and perfecting, and there is a series of questions restraining the development of insurance industry。Therefore, our insurance agency market should absorb the soul of overseas insurance agency systems, scientifically define the objectives and principles, choose the right system transition modes and make sustained effort to perfecting insurance agency system and ensure the healthy development of insurance agency market in China。There are six chapters in this article, namely the outline of insurance agency, American"Agent Oriented"insurance agency system, UK"Broker Oriented"insurance agency system, Japan"Agent First, Broker Auxiliary"insurance agency system, sum-up of insurance agency systems in USA, UK and Japan, and Using experience of USA, UK and Japan for reference to promote the development of insurance agency in our country。The first part is the outline of insurance agency, and the author introduces the meanings of agency, functions and classification etc background knowledge and analyzes the factors which impact the insurance agency system and necessity of developing insurance agency。In the second part, the author discusses the American"Agent Oriented"insurance agency system and analyzes the typical characteristics of American insurance agency system mode。The American insurance agency system has quite representative characteristics in the world。USA adopts the insurance...