Athletes' Insurance Status And Future Direction

This artical illustrated a lot of facts in the angle of atheletes' insurance, and showed us there exists a lot of problems in the insurance of Chinese atheletes and the situation is very serious. For example, the coverage mutual insurance is too narrow, insurance compensation is too low the kinds of commercial insurance is too limited, insurance fee is too high, social insurance is blank, measures are too weak, and so on. Because of these problems we Chinese atheletes are in a state of high risk, this affects the training motivation of atheletes. In the long run it affects the basic of Chinese sports development. Especially it will be the 2008 Olympic games in more than one year. It doesn't conform to the international conventions if an athelete competes without insurance and it also against Olympic regulations. If there is no suitable kinds of insurance in China, we will surrender the big market submissivcly to foreign insurance companies. It is a big blow to our insurance industry. So each insurance company should tape every chance to strengthen the development of insurance and the accumulation of manipulation experience. Srtengthen our competition in international competitions, take this good opportunity to prople the development of Chinese atheletes' insurance.By consulting literature materials, expert interview and discuss and special cases. The artical made a profound consideration and sought evidences in three aspects: mutual insurance, commercial insurance and social insurance. By consulting many kinds of foreign materials, making a comparision of laws and regulations system and manipulation ways between Chinese athelates and foreign ones, Chinese athelates' insurance fall behind others, there are 7 core problems: The concepts of PE department and atheletes on insurance become indifferent. Our sports industry is behind, which restricts the development of atheletes' insurance funds are too few. The sport department doesn't pay enough attention to the management of athelates' insurance, supervision system is imperfect. Commercial insurance companies didn't make enough research on sports and atheletes' insurance. So there is a lack of insurance kinds, intermediary mechanisms are imperfect. Intermediary brokers of athelates' insurance are very few.For the problems and reasons above, I put forward a countermeasure that the subject studied. First, we should widen the source channel of the insurance capital, improve the ensured level of mutual and strength continuation of mutual. It is...