Research Of Formation Mechanism Of The Financial Modular Organization

With the development of information technology and the changs of economic environment, financial interprises has undergone major changes in organizational structure, a large hierarchical organization evolved into a modular network organization. We can provide the theoretical basis and implementation of new way to enhance the industrial competitiveseness and innovative capacity through studing the formation mechanism of the modular organization. Base on the theory of division of labor and service outsourcing , this article study the formation mechanism of the modular organization of the financial industry.The external factors like the diverse needs of consumers , deepen cooperation between financial companies, widespread application of information technology in the financial industry and internal factors like industry split easily,network organization,sevice technology standardization contributed to the formation of modular organization of financial industry. Financial enterprise value chain has the perspective of modular,the enterprise reconstruction internal business processes and outsource non-core business modules through modular decompositon and intergration.The enterprises of financial industry chain focus on a particular value module of value chain. Ultimately,the modular organization of financial industry including core enterprises which design the rules of module and module manufacturer formed.At last ,from the perspective of the value chain, this article study the formation mechanism of the modular organization of the insurance industry.