Design And Implementation Of Commercial Bank's Core Business System

In the financial activities, commercial banks play a pivotal role in the economy at the heart of the operation. The characteristics of the bank as information-intensive, decide a powerful information processing capability is essential for commercial banks in the daily operations of the key factors. Financial data has always been a major source of information for economic research, and management is also more dependent on data analysis to determine the situation of risk. The configuration of information, integration, and unlimited using of the ability to upgrade, information projects make the direction of infinite expansion.In the bank's IT system, the core business systems is responsible for handling and management of "core" banking products production systems. The so-called "core" refers to the banking products offered to their customers bank deposits, loans, remittance, payment and other products and services. Because these are the most important, the most commonly used banking products, the core business system must have high reliability and can support large amounts of data-tasking capabilities. A certain extent, the core business system is a basis for the daily operation of commercial banks, the core business systems, the sophistication of the performance of the entire operation of the bank has a critical impact.Core banking system development is not only an IT development project, it is a matter of the bank's internal management system, business development and information technology aspects of the level of the contents of system engineering. This paper designed a set of sophisticated back-end business systems, excellent front-end channel integration products, reliable data on the server logic, consisting of large centralized core banking system, which formed the basis of the core system from the platform, to front-end channel complete system form, completed a data set of banks, channel integration, and their business work.In this paper, the core business systems is designed and analysised in the implementation and application of commercial banks. The design and implementation of core banking system, aim at improving the availability and stability, enhance the operation mode of data bank information, integration ability and value realization, promote the establishment of long-term, high-quality, efficient and people-oriented core system to improve the bank's core competitiveness.