The Research Of Core Banking System Integration For Bank Of China

With the success of china entering WTO, famous foreign banks can join the market competition of china banking industry, and local Chinese banks will also face strong competition pressure. For this business battle, Bank of China must improve myself core competition power ,core banking system is base ensured for core competition power Bank of China .This article will surround about integrating core banking system.The author listed some true examples, researches, and diagrams in the article. In order to understand the article clearly, the author uses the CRM and the Business Process Rebuild Theory to make the article has strong theory base. At the beginning of introducing the history of core banking system about Bank of China ,by introducing the base system character of existing core banking system ,indicating to having problem at the present ,these problem will mapping to business layer ,the business layer will also appear some problem .to be specific ,this article will show from business flow ,group structure ,risk management ,business innovation ,then combining to the oversea core banking system development which have international competition .if bank of china wants to improve self core competition power it will must change the system structure from centre of account to centre of customer ,at the meantime the inner request for improving self core competition power ,these content will be centre of customer , the direction of profit ,product management and innovation ,risk management and control ,data integration and trade integration ,at the base of comparing to local and oversea core banking system which aspect refer to system performance and function ,core ideas and the cost. We think we should choose oversea core banking system. In the later part article the author introduce the integration design and integration implement deeplyIn order to integrate core banking system better .in the last part article the author wish see the innovation result, these innovation will also improving the core international competition, thus the integration of core banking system will be proved success.In the conclusion part, the author will introduce the extend of integration movement from the innovation, limit, the next research problem .this article value is referred to solving project for future road of Bank of China, it is meaning for improving core competition power of Bank of China.