Risk Assessment Measures Research Of Guarantee Program In S Credit Guarantee Company

The article is an empirical research paper for the risk assessment of secured financing products. The paper strive to Complete the risk assessment and control mechanisms of S Credit Guarantee Company and give reference to the research of the risk assessment of small and medium financial company,enhancing construction of credit risk management system and promoting the level of risk control.The paper, from the domestic status quo of the financing secured company's development, combined the theoretical analysis and case study, explained the internal and external security risks the A company facing and all aspects of project risk factors in guarantee operation, learned by absorbing the advanced credit risk management theory and methods from foreign countries to improve the risk assessment method, and find the practical measures for risk manage.Firstly,the paper introduces the research of credit guarantee institutions at home and abroad, the purpose and significance of security industry development, then analyses the internal and external guarantee company S face risks and guarantee project S development situation operation process each link of risk factors through the financing theory, and puts forward the improvement guarantee project risk assessment method. By combining with company M and N loan assures the case analysis, it verifies the risk assessment method, so achieves the practicability and validity of the control project risk guarantee.