Research On The Risk Management Of The Guarantee Business Of The Credit Guarantee Center Of Harbin Enterprises

In recent years,the guarantee industry has developed rapidly,the coverage scale of the guarantee industry has been expanded gradually,and its position in China's economic system has been continuously improved.With the rapid development of guarantee institutions,they are also faced with greater business risks.Risk control has become the primary problem that guarantee institutions need to face.Assurance is a very professional and high risk industry,the core issue of the survival and development is to effectively guard against and dissolve the risk guarantee,it must take strict measures to identify,prevent,control and risk diversification,would be likely to form the loss of control range of affordable,this thesis focuses on companies believe that assure the center is the cause of the risk and the necessity of strengthening risk management,and puts forward risk point in the daily business operations,targeted put forward concrete means of risk control.On the basis of risk identification,the risk assessment is conducted to establish an effective assessment method for the center of credit guarantee so as to obtain the result of the center's risk assessment.Analyze the enterprise guarantee letter center risk assessment of the situation,according to different risk guarantee set different risk prevention measures,at the same time to ensure the enterprise letter assure the center further reduce the risk,in this paper,for the enterprise guarantee letter center from establishing risk control organization,improve the risk prevention consciousness and the ability of employees,the application of modern risk prevention technology,strengthen customer relations and so on four aspects of the ha company letter assure the center of risk control measures.