Risk Assessment Measures Research Of Guarantee Program In A Credit Guarantee Company

Development of small and medium enterprises is rapid at present. The main dilemma faced by small and medium enterprises in development is difficulty in getting loans. One of reasons is difficulty in getting credit guarantee. Establishing and improving credit guarantee institution is one of the important measures in resolving difficulty of credit guarantee. China's small and medium enterprises credit guarantee institution is short of fund and social credit, bad in management, difficulty in recruiting and large gap between China and America, Japan and Europe.The paper combined theoretical analysis with empirical analysis, and analyzed inside and outside risk faced by A Credit Guarantee Company, assimilated and innovated theories and methodologies of advanced credit risk management, developed and adopted practical risk management measures of A Credit Guarantee Company.At first, background and meanings of credit guarantee research is provided. Credit guarantee's development in developed countries and China is introduced. A Credit Guarantee company is introduced. To analyze the theory of credit guarantee, and point out necessity of the credit risk management to guarantee institution. Outside and inside of risk faced by A Credit Guarantee Company is analyzed. To formulate and practice A Credit Guarantee Company's risk management measures are in accordance with a series of innovated risk assessment measures,...