The Evolution Of Financial Structure In China And Population Aging

Aging population, technological progress and the impact of global warming are the three hot issues in the 21st century. Aging of the population itself is a double-edged sword, though people enjoy the pleasure of longevity, meanwhile they meet a serious challenge to the society:how to care for the elderly? This paper,which is based on the population economics,combines the life cycle the theory to research the impact of the change in financial structure caused by the change of the population structure.Moreover,the paper aims to draw up the forward-looking policy formulation. According to the possible impact caused by the demographic change,which can satisfy the needs of aging society to achieve the goal of financial care for the elderly.This paper mainly include seven parts:The first part shows that the main sources of topic and research significance and present situation of domestic and foreign research on problems of the similar nature.The second part mainly makes a basic elaboration on the financial structure and combination of practical to define the meaning of the financial structure.The third part analyzes he extent of China's aging population and future trends.The fourth part is mainly from the supply and demand to illustrate impact of financial structure caused by the population aging, to analyze the real reasons for the changes of domestic financial structure from a theoretical point of view reduce the aging of the population on China's economy shock.The fifth part is the through the population structure and financial structure of correlation analysis, further illustrate the relation between the aging population and china's financial structure changes through the relative analysis about the population structure and financial structure of our domestic citizens.The sixth part mainly discusses the possible variable ways of our domestic financial structure and the impact of the development of our domestic finance, which is the result of the financial structure change caused by the population aging.The last part concerns about the policy proposals, one is how to maintain financial stability and the other is how to achieve a total endowment of--" Financial old-age pension " from the perspective of finance.