Evaluate The Competitiveness Of Listed Commercial Banks In China

With the global economic integration process, especially after China's accession to the WTO, the banking industry gradually full open, China's banking industry is facing increasingly fierce competition, under the enormous impact of foreign banks, improve the competitiveness of China's banking industry has been imperative. Under the increasingly competitive environment of international financial, only depth study and explore the competitiveness of the listed banking industry in our country, and clear and definite the shortcomings and deficiencies of listed commercial banks competitive, improve the competitiveness of listed commercial banks and supplied a new idea for improved the competitiveness of bank.It summarized the findings of the study in competitiveness of commercial banks, on the base of that,it established the evaluation index system of the listed commercial bank in China matched to principal component analysis. Based on the evaluation index system, utilized the SPSS statistical software and used the principal component analysis to analyse the competitiveness of listed commercial bank, and then turn on the ranking on competitiveness of listed commercial banks. After analysis it obtained results: State-controlled listed commercial banks on the competitiveness in continuity five years, the competitiveness was increased year by year, but compared to such as Industrial Bank, Shanghai Pudong Development Bank, the competitiveness is weaker, the reason is that state-controlled listed commercial banking business Lack of innovation abilityFor the present situation of listed commercial banks, it applied for an effective way to enhance the competitiveness of the listed commercial banks, namely: strengthening the effectiveness of regulation and credit risk control capabilities in order to improve risk control; Enhance business innovation and improve technological innovation in order to enhance innovation capacity; building the enterprise culture and establishment an effective incentive mechanism to enhance the management capacity.