Long Term Care Insurance Research Under The Context Of Aging In China

In 2008,Above 65 years old in China has been arrived 8.3% , Usually, if population over the age of 60 to 10% or over 65 years to 7% of the total population in international, we regard that a national or regional has been into an aging society.According to this standard, our country has entered an aging society .On the one hand, a rapidly aging population have been increasing pressure on the social pension;on the other hand, the birth rate and declining in mortality rate in the next few years make both middle-aged people have to take care of the elderly and take care of minor children and also To bear the pressure from the workplace. All this makes the middle-aged people feel powerless to take care of the elderly, coupled with the rise in long-term care insurance costs, China's inadequate protection of social security issues for the elderly, So We urgently need a kind of insurance, such insurance for elderly long-term care costs of support services, in order to reduce pressure on their children.This article analyzes the need for long-term care insurance in China,This paper compares the United States and Japan's long-term care insurance system, through the analysis of the United States and Japan the background of the development of long-term care insurance, coverage, financing,and This paper draws on the Inspiration to China.And this article describes the long-term care insurance market of the current situation and our care system is established and analysis of the establishment of long-term care insurance system problems. Proposed the establishment of a multi-level idea of long-term care insurance system. And establishment of a multi-level and long-term care insurance policy recommendations...