Accelerate The Development Of China’s Elderly Care Insurance System Research

With the elderly population aging and the social care system, it has been a crucial problem for us. which method can solve this problem have been discuss by many academician. They found that long term care insurance wound be used. So how to use and how to setup such insurance has been our main discussion。 The key of this article is take apart overseas experience, then providing reference for Chinese long term care insurance’s developing direction and payment methods.This article start from the introducing of long term care and long term care insurance, providing a basic background for readers. And then, the article analyses the situation of Chinese aging and elder mechanism. The aim is explaining necessary of long term care insurance. In the introduction of overseas experience, America chooses commercial mode, author analyses it firstly. Choosing Germany is because of its flexibility. Facticity is very significant in our culture. Although Japan is a developing country, it has the similar culture with us. So it provides us a good idea. In the basic of those experience, the article point out the experience which we can use. At the end, the article indicate the road we wound go, then advancing some suggestions for the situations we may solve.