| Our country is occupying crucial phase about the reforming of socio-economic structures, the construction of socialism new countryside step in our country also speeds up along with it."The central first document"listed the question about"three agriculture"as the key point of government service in the past for seven consecutive years, this question's importance can be inferred. It is well known, the economy must develop cannot leave the investment and the support of the funds , the rural economy is not exceptional. The agriculture is not only a basic industry which concern national economy and the people's livelihood in a country, but also a social vulnerable industry. Because this industry is risky and Return On Investment Capital is low, which has decided the agricultural policy-type finance existence is necessary and importance.Takes a broad view at the whole world, regardless of being the developed country like US, Japanese or the developing country like India, Thailand all attach great importance to the construction of the countermeasure suggestion. Their agricultural policy-type finance passed through near hundred year historical development to form the quite perfect system, including the legal norm, the market environment, the configuration of organization and the operation and so on various aspects were quite mature and effectively. So it was playing the influential role in the respective countryside domain. By contrast, our country agriculture policy-type finance development time is comparatively short, and very imperfect. Therefore, this article uses method of comparison research analysis the overseas each country's agriculture policy-type finance, study their successes and the common ground, in order to construct our country perfect agriculture policy-type finance system to provide the valuable experience, obtains that consummates our country's agriculture policy-type finance system making it operating efficiency should from to speeding up the agricultural policy-type finance legislation, establishes organizations and agencies system to improves our country rural finance and enhances our country existing agriculture policy-type financial organ aspects and so on.This article is divided five parts.The first chapter elaborated writing background and research significance of this article, present situation about domestic and foreign researching, fundamental research mentality, research frame, as well as innovation and the deficiency.The second chapter introduced the correlated theories of foundation of the agricultural policy-type finance, which content needs to study about the agricultural policy-type finance system. The last we discuss to the relations among the agricultural policy-type finance to therural economy and the regional economies development. The third chapter introduced our country agriculture policy-type finance system's present situation and the existence question, pointed out with emphasis China Agricultural development Bank and the National Development Bank in supports the question which in the rural economic development exits.The fourth chapter introduced the survey of agricultural policy-type finance system including US, France, Japanese as well as Indian, the Thai, point out their successful experience. Separately from the legal norm, the market environment, the configuration of organization and the fund operation four aspects compares various countries' the common ground and the similarity, pointed out that may profit from them. At the base of understanding and analysis the overseas agricultural policy-type finance system, contrasting our country present situation to obtain that in the future our country agriculture policy-type finance development enlightenment, to provide the foundation for consummating our country agriculture policy-type finance system.The fifth chapter proposed the countermeasure and suggestion to further improves our country agriculture policy-type finance system. It discussed separately from consummates legislative and the establishment of agriculture policy-type financial organ, the improvement money market environment and raises Return on Investment Capital and so on. |
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