A Study Of The Balance Of Industrial Injury Insurance Fund In China

The incidence of accidents improvement in the level of industrialization as the society continues to increase. Therefore to ensure that injured workers receive pay and benefits all countries in the establishment of vocational rehabilitation, industrial injury insurance, industrial injury in order to spread business risk and improve occupational safety and health community. Germany, as promulgated and implemented the first national industrial injury insurance law, from 1884 since the implementation of industrial injury insurance system, the development of industrial injury insurance has gone through a hundred years. industrial injury insurance system in the enterprise, workers and government in the tripartite coordination mechanism for the regulation also show a superior ability to become an indispensable country one of the social security system. Present in urban and rural social security system against the backdrop of industrial injury insurance system has also been a rapid development, from April 27, 2003 promulgated the "Work—related Injury Insurance Regulations," since the implementation of industrial injury insurance system of social co-ordination, industrial injury insurance the number of insured increased year by year, overall level of increase year by year, industrial injury insurance fund size increased year by year. Since 2000, the number of insured 4350.27 million to 14,896 million in 2009, an increase of 10,000 million years. 2000,industrial injury insurance fund income is 2.478 billion yuan, and by the 2009industrial injury insurance fund's income reached 24 billion yuan, equivalent to ten times the Fund's income in 2000 can be said in this decade, the equivalent of work-related injuries each year Insurance Fund's income is double the previous year, the Fund's income. But as the scale of industrial injury insurance funds increased every year, industrial injury insurance fund balance of more and more, according to statistics, industrial injury insurance is now the national average payment rate of less than 1%,industrial injury insurance fund has about 200 a year billion in revenues, and with the insurance coverage of people and continues to expand, still on the increase, now more than 400 million cumulative savings. On the other hand pay industrial injury insurance fund was low, a lot of industrial injury insurance fund balance is idle, causing a great waste of resources. Makes the industrial injury insurance fund imbalances. Do not meet the industrial injury insurance fund "to support fixed income, break" principle. Therefore, industrial injury insurance fund balance to achieve, for the sustainable development of industrial injury insurance has important theoretical and practical significance.This paper aims at the status of industrial injury insurance fund, industrial injury insurance fund description and analysis of revenue and expenditure to 2010 -2050 years as the forecast period, forecasts the next 50 years of industrial injury insurance funds income and expenditure situation. Eventually come to industrial injury insurance fund to pay the current level of industrial injury insurance industrial injury insurance fund over the forecast period is greater than the income will continue to industrial injury insurance fund expenditures, there fund imbalance. Proposed for the above phenomenon should fund balance of the corresponding countermeasures.