Financing Of SMEs In The Financial Crisis

With the global financial crisis triggered by the subprime mortgage crisis, a economical chain reaction has happened in the world, such as strong shock in the stock market and the housing market, higher price of raw materials, more tight food supply. The global economy is facing unprecedented challenges. As part of the world economy, economy in China is withstanding the severe test of the financial crisis.SMEs are the growth point of national economic development, while are the stabilizer of social development in China for effectively solving the problem of employment and re-employment. SMEs are an important carrier of the national technology innovation and an important force in economic reform of China. However, in front of SMEs there is a historical puzzle. Especially in the global financial crisis, production and management is more difficult for SMEs, and financing, loans, guarantees difficult issues become more prominent. Even a large portion of SMEs facing funding shortage go bankrupt. There is a so wide gap between the current financing environment and the hope of SMEs that we must find a new breakthrough to solve the financing difficulties.Based on the domestic and foreign research in the extensive literature search and review, the writer will finish the relevant data and summarized the financing situation of A. Then adopt the methods of qualitative and quantitative analysis to identify the causes of the problem. Finally do the corresponding empirical analysis to explore how to solove the financing problems of A in the environment of the current financial crisis.