The Current Mode Of Rural Medical Security System In Our Country

The social insurance system, acting as a buffer or a security network to the national economic and social development, plays a significant role in the reform and development of the social economic system, and in reducing the economic burden of the farmers and resolving their poverty resulting from their medical problems, in order to embody the principle of the socialist justice. A complete social insurance system includes two sides, which are of the same importance, that is, the urban and rural social insurance systems. In the Chinese social insurance system, insurance system in the widespread countryside, compared with that in the cities, is severely under-developed. Such a situation, which seriously impedes the development of the agriculture and the countryside and influences the economic security and social stability both in the countryside and the whole nation, has grown into a bottleneck to the improvement of our national modernization process and the rural marketing reform. This phenomenon also restricts the promotion of the agricultural economic effectiveness and weakens the results of the reforms, which can also produce negative influence to the construction of a wealthy society and the fulfillment of the realization of the modernization process. In this context, to establish and strengthen a rural social insurance system with the Chinese characters is an urgent task for our national market economy construction. This essay provides a brief analysis of the requirements and history of the Chinese rural social insurance system, lists the current problems in this system and its restrictive factors, discusses the good and bad points of foreign medical insurance system, and presents several proposals to strengthen the insurance system in the rural area.