Designing On Corporate Governance Mode Of State-run Commercial Bank

At present, our country is actively advancing the reform of shareholding system of the solely state-owned commercial bank, in order to set up modern banking system. Corporate governance is the core of the modern banking system, so, exploring how to structure and perfect the corporate governance of the state-run commercial bank of our country, have important realistic meanings. The commercial bank is special enterprise that manages the currency, its corporate governance must be different from that of general enterprise. This thesis of study on corporate governance mode of state-run commercial bank that is on the basis of drawing lessons from domestic and international numerous documents, have used the relevant theories of new system economics, combining the realistic state and characteristic of the state-run commercial bank of our country, has formed some new opinions on the corporate governance theory of state-run commercial bank, have certain theory meanings. Then through the comparative analysis to several international and domestic cases, use their successful experience for reference, offer beneficial enlightenment for reform of the corporate governance of state-run commercial bank, provide the real example that the corporate governance influences the performance of the bank finally; Through extensive investigation and demonstration, the conclusion of this text is: The corporate governance of state-run commercial bank after shareholding system transformation should be a kind of " government's relatively leading common governance " mode, its characteristic is: Stock right pluralism, there are a lot of big shareholders and numerous minority stock holders, but must be controlled relatively by the government; The goal of governance is to improve the business efficiency of the bank constantly, promote the bank to manage and develop continuously steadily and surely, realize the maximized value of the bank; The cooperative surplus of the bank is shared together by such persons who are correlated with of the interests as the shareholder , staff , creditor ,etc.. But according to the practice of the corporate governance of state-run commercial bank at present, it needs a long-term constant trying by mistake and course improved to reach this goal.