The Research About The Financial Derivative Products Of ShangRao Branch, Bank Of China

Along with the constantly increase of foreign currency deposit, the low interest rate in our country and the intrinsic risk of foreign exchange, the people holding foreign currency had not been satisfied with the simple investment channels, such as the ordinary bank deposit and the real time exchange. They hoped the market could provide some new investment channels. ShangRao Branch, Bank of China introduced the financial derivatives, including"Liang De Bao","Qi Quan Bao","Hui Ju Bao", which will meet the people's requirement. These financial derivatives have suffered the extensive concern of the market from the time when they appeared. This is a great innovation to help ShangRao Branch, Bank of China to become more perfect.The theme takes ShangRao Branch , Bank of China as the research objective , on the base of explaining the theory background of the development of modern finance and the mechanism of foreign exchange rate,interest rate,gold price, analyzes the basic situation,business problems of ShangRao Branch ,Bank of China, especially analyzes the current products,trade mode and strategy of financial derivative products, and put forward the current problem in making derivative's price. By the famous Black-Scholes pricing model, compare and analyze the theory price and the market price , and according to the change of foreign exchange rate , we analyze the profit of"Liang De Bao"and"Qi Quan Bao". In order to developing the financial derivative products of ShangRao Branch, Bank of China, we make the strategies of financial derivatives, and put forward the suggestion about the pricing,the marketing and the risk management of financial derivatives, and according to the situation of ShangRao Branch, Bank of China, aim to the financial service and the bank risk management, we build the business model of the financial derivatives of ShangRao Branch, Bank of China.I hope that the achievement of the theme will contribute to the development of the financial derivative products of ShangRao Branch, Bank of China.