The Study About Yangzhou Financial Support In Agricultural Industrialization

In our country transforms from traditional agriculture to mordenagriculture, industrialization is the main means, finance support is extremelyimportant factor. Agricultural industrialized development needs not onlygovernment support, but also needs all the commercial bank, ruralcooperative finance organize and the personal multi-side participation. Atthe same time, it is the outstanding problem, Financial support is veryinsufficient.on How to strengthen the financial support, this article adopts the model ofYangzhou city to analyze, dissect the double restriction factor that the finance supports inthe agricultural industrialization course: i.e. the rural reform in banking system laggingbehind and one's own defect of agricultural industrialization, proposing disposingrationally and raising the agricultural fund through many channels especially, takingprecautions against the risk of the agricultural credit funds, framing thinking whichstrengthens rural reforms in banking system such as the system construction of ruralcredit,etc, to propose, and promotion rural reform of banking system offer theory andpractice basis for support the development of agricultural industrialization. The basicconclusion is as follows: First, form Yangzhou's actual requirement, it is obvious that thepresent rural finance has inhibited the characteristic, until agricultural industrializeddevelopment have a lot of incompatible place, which has caused rural financial reformand a great deal of contradiction and incongruous of agricultural industrialization directly, which have reduced the disposition efficiency of the rural fund; Second, state-runcommercial banks withdraw from the countryside in a large amount, the business isnarrow that the policy bank supports agriculture, the credit office has deviated from thecooperation aim, the postal saving collects a large amount of rural fund, which cause theagricultural credit funds unusually in short supply; Third, there are very close relationsbetween reforms and development, external environment condition and relevant policiesin the rural financial market of the rural banking system, studying the agricultural fundcan't ignore this important link; Fourth, it should be as the basic frame with rural creditoffice, agricultural bank, agricultural development bank, postal saving, agriculturalinsurance company to construct and improve rural financial service system, make therural fund relation in order, relax the rural entry condition of financial institution, reformthe tax revenue, interest rate policy, form the benign cycle of the agricultural fund, raisethe fund in many aspects, support the development of agricultural industrialization.Discuss these problems thoroughly, facilitate people's facing up the existing problems inpresent rural process of reform of banking system of our country, advance the reform ofrural banking system better.