Analysis On A System Of Regulatory Framework Of Occupational Pension Based On Risks

From 1970s, multi-pillar social security system is the main direction of reformation in endowment insurance in the world. The plan of occupational pension is an effective measure for the perfection of social indemnificatory system provided for the aged , for the alleviation of the financial pressure for the government and for the solution of the aging of the population and has , therefore , been ever - increasing importance all over the world.The paper analysis prudent regulation model, comparing to strict limitation model. We know the experiences from foreign countries, then we get a regulatory framework on based on risks. In this framework, it shows us several risks that we show pay attention to.The regulatory framework on based on risks is a very important part of occupational pension regulatory except prudent regulation mode and strict limitation model. A building on it will come true because it can use the regulation resource efficiently. At present, it is of significance to strengthen government regulation and ensure security of enterprise annuity because the market of occupational pension is at its baby stage in China.