Study On The XinJiang SMEs Credit Guarantee

The credit guarantee is one kind of prestige proved and the property(?)responsibilityguaranteed unifies in together intermediary service, Provides the credit guarantee is mid- andsmall-scale enterprise the solution finances the difficult one method, many countries andthe local government all have the establishment mid- and small-scale enterprise the creditguarantee system which the government participation to take mid- and small-scale enterprisethe support a major policy. At present mid- and small-scale enterprise Xin iang has thefund financing difficulty, because mid- and small-scale enterprise own and other reasons,very difficultly take from the bank loan. The establishment credit guarantee system is maysolve mid- and small-scale enterprise the very majority of financing problem. The presentstage, mid- and small-scale enterprise Xinjiang the credit guarantee system still was notperfect, in the practice process, mid-and small-scale enterprise the credit guarantee systemoperation also has many problems. Myself believed that, consummates Xinjiang mid- andsmall-scale enterprise the credit guarantee system, both must profit from the developedcountry and the local beneficial experience, and must act according to the Xinjiang economydevelopment the characteristic, the establishment conforms to the Xinjiang present situationmid- and small-scale enterprise credit guarantee system. This article has done the fullcomparison research to the overseas developed country mid- and small-scale enterprisecredit guarantee system, in this foundation, mid- and small-scale enterprise thecredit guarantee system which at present established to Xinjiang has carried on thethorough analysis, and the credit guarantee system development present situation obtainedfrom Xinjiang mid- and small-scale enterprise, the comprehensive analysis each kind ofquestion which appeared in the construction credit guarantee system, Further proposedconsummates mid- and small-scale enterprise Xinjiangthe credit guarantee system mentalityand the countermeasure, to this promotes mid- and small-scale enterprise the Xinjiang areathe credit guarantee system unceasing consummation and the health development.