The Study Of China’s Large And Medium-sized Commercial Banks’ Internationalization Development Indexes And Paths

Since the1990s, along with the science and technology revolution and thedevelopment of market economy, higher and higher degree of global economicintegration, international trade in China with rapid development, produce a largeamount of settlement and financing, guarantee and other service requirements, theentire banking system in our country pillar role of large and medium-sizedcommercial Banks to go abroad for international development become inevitableresult. Second, according to the WTO after the gatt agreement from December2006,our country banking industry comprehensive opening to the outside has aggravatedthat competition in the domestic banking market, large and medium-sized commercialBanks in our country go abroad go to exploit market has become the inevitable choice.Finally, in the global financial landscape after08year financial crisis andinternational financial regulatory environment, profound changes have taken place,many countries broke the original various financial barriers,reduce the barriers toentry of foreign financial institutions, this for our country large and medium-sizedcommercial bank internationalization development provides a rare opportunity.withprovides a hard-own opportunity to the large and medium-sized commercial bank fortheir internationalization development. In general, the internationalizationdevelopment of large and medium-sized commercial banks in China can not only meetthe needs of increasing international trade development, can also satisfy the needs ofthe development of the Banks themselves, large and medium-sized commercial banksin our country should seize the opportunity to realize the internationalization. But atpresent our country large and medium-sized commercial bank internationalizationdevelopment degree is not high, so according to the present situation and degree ofinternationalization development of large and medium-sized commercial Banks inChina and foreign large and medium-sized commercial bank internationalizationmode and development experience put forward the path of the development of largeand medium-sized commercial Banks in China is of great significance.At above these problems under the background of this paper is divided into sixchapters to discuss: the first chapter is introduction, mainly to the paper’s researchbackground and significance, research status at home and abroad, introduces theresearch methods, innovation and insufficient; the second chapter first introduces definition and connotation of International bank, secondly introduces organizationalform bank internationalization, and finally introduces bank internationalizationrelated theory, this paper mainly introduces the theory of comparative advantage,location advantage theory, international production compromise theory and guideeffect hypothesis; The third chapter first introduces development of large andmedium-sized commercial Banks in China, and then through the establishment ofinternational index system to measure the internationalization of large andmedium-sized commercial Banks in our country, compared to large and medium-sizedcommercial Banks and international large and medium-sized commercial Banks in ourcountry the gap; The first chapter, in the third chapter on the basis of the analysis ofthe international large and medium-sized commercial Banks development model andexperience, in order to provide some reference to the development of China’s largeand medium-sized commercial bank internationalization; The fifth chapter, on thebasis of above analysis to our country large and medium-sized commercial Banks tosuggest different development path, hope for the internationalization development ofChina’s large and medium-sized commercial Banks provide certain reference value.The last chapter is the conclusion of this article.