The Study On The Efficiency Of The Rural Credit Unions And Its Effects

The study take the Rural Credit Unions(RCU) of two city of north region of Jiangsu province as study object, use Data Envelopment Analysis(DEA) analysis the object efficiency and its change in 2000-2005. Moreover base the result analysis the factor affect RUC's technical efficiency ,discuss their relationship, combine advance corresponding advice. The paper make up of four parts.The first part is the first chapter of the paper, expatiate the background and meaning of the study, also the correlation studies inside and outside country and other interfix.The second part is the second chapter of the paper, is introduces efficiency measurement methods and theory on banking, make matting for efficiency of the Rural Credit Unions.The third part is the third and fourth chapter of the paper ,and it is main body of the study .The third chapter is the efficiency analysis of the object ,the result show that the efficiency of RCU correspond, some lowlihead at all times, and scale inefficacy is mostly cause of RCU integrate technique inefficacy; The fourth chapter base the result analysis the factor affect RUC's technical efficiency ,discuss their relationship.The fourth part is the last chapter of the study ,based above research ,bring forward relevant countermeasure and advice to improve the efficiency of the RUC.