The Research Of Non-performing Assets Disposal In State-owned Commercial Bank

This paper mainly studies the definition of non-performing assets in state-owned banks, analyzes their status quo and characteristic, and expatiates on the reason for the generation of non-performing assets and the harm brought by non-performing assets to state-owned banks. Because the harm is tremendous, so there emerges the pressure to dispose the non-performing assets in state-owned commercial banks. At last, the paper analyzes the status quo for the disposal of non-performing assets and the existing problems, and then puts forward to the basic principles, countermeasure and suggestions to dispose non-performing assets in commercial banks.