A Study On The Risk-management Of The Credit Guarantee Structure Of Small And Medium-sized In Gansu Province

As the most financing platform for small and medium-sized enterprise, institution for SMECG (SMECGI) are the key businesses of its running and development, which involves system structure, management experience, policy decision, sharing and avoiding risk. The most important of them is the risk management and control. SMECGI will take high risk in provide guarantee for the small and medium-sized enterprises, while most of them existing the facts of lacking mortgage, low level in the credit-risk-level, uncertain in financial regulations and so on. From the reality situation of small and medium-sized enterprises in Gansu province and the feature of risk-management of SMECGI, the article will basis the operational modes of the risk management of SMECG, through identifying the sources of risk, measuring them, warning them and then planning how to address them to research the risk-management of SMECG Not only the article can expound theoretically the reason of risk-appearing of SMECG, but also structural introduce the measures of risk-management of credit guarantee, to sustainable improve the risk-management of SMECG in Gansu province, and to sustainable promote the development of SMECG.