Evaluation And Empirical Research On Competitiveness Of Listed Banks Of China

With the arrival of the finance opening outward completely after our country joining the WTO, the commercial banks of our country are facing the unprecedented challenge. Although the reform of the commercial bank in our country, especially the four state-owned greatest banks is continuously deepening, the international competition ability gets promoting continuously, there still exist the big disparity compared with the commercial bank industry of the developed countries and regions. Therefore, the key is how to promote our own competitive ability, and if we do this, we can be successful in the competition. Domestic and foreign commercial banks are all deeply interested in this issue.The topic of this article is competition ability of listed commercial bank. In accordance with the enterprise competitive ability theory and the commercial bank competitive ability theory, and on the basis of the fruit of research results of the domestic and foreign scholars, this dissertation adopt the method of the principal components analysis to compare and analyze the competitive ability of the banks of our country.The analytic clue of this article is that: firstly, the data of the 12 banks which are listed on A Shares market is analyzed, the competition ability target model of listed commercial bank of China is constructed. Then, we use the financial data of the banks in 2006 to carry on the empirical research. Thus, we get the competitive ability grades of each bank and the final rank of the banks. At the same time, the analysis of the results is carried on and the significance and connotation of the rank is explained. At last, interior and exterior factors that cause the insufficiency of the commercial banks of our country is analyzed and it puts forward the suggestion for promoting the competitive ability of commercial bank according to the article analysis.