The Credit Risk Of Export Oriented Foreign Manufacturing Enterprise And Preventive Measures

Taking the object of the study by "export oriented foreign manufacturing enterprise", this paper studies the management characteristics of such enterprise, the factors impacting under the economic situation, and the preventive measures against the credit risk in the cooperation between the bank and the enterprise, which can help the bank practitioner to complete well in the credit cooperation with such export oriented foreign manufacturing enterprise.At first, based on the investigation of "export oriented foreign manufacturing enterprise", this passage will give a descriptive introduction about the range, characteristics and locations of the export oriented foreign manufacturing enterprise, according to which, the passage will lead to a conclusion about the effect that different factors may cause to the export oriented foreign manufacturing enterprise under the present economic situation.Then this paper still take export oriented foreign manufacturing enterprise as the object of study, and discusses the credit risk which the export model foreign capital manufacturing enterprise displays from the genuine and fake loss, "three heads" outside, the connection transaction, the symmetry information, the internal and external risk, the foreign exchange loan, the connection guarantee, the moral hazard and the loan use and overseas bad account these aspects. In another words, basing on these risk patterns, people should grasp the credit risk characteristics that the export model foreign capital manufacturing enterprise easy to produce.At last, we transit to a new angle of view-----how to guard against the credit riskscaused by export oriented foreign manufacturing enterprise. Based on the investigation cited earlier, it concludes that to guard against the risks, it is necessary to foster the awareness of risks, choose the target customers, catch the first resource of repayment, control the loan applications, focus on the bank liabilities and the credit corporation condition, control the co-related risks and to construct the system of risks management. The author expects the bank practitioners could handle well these preventive measures and have a deep thought about the credit management of the export oriented foreign manufacturing enterprise.