A Discussion On Supplementary Pension System In China And CLIC's Supplementary Pension Operating Strategy

This paper is divided into three parts. Firstly, this paper begins with the foreword. The foreword mainly discusses the research background, sense of the problem and research methods, analyses developing supplementary pension market in china; and then this paper introduces some concepts and economic theory basis about supplementary pension, discusses the courses and status quo of the Chinese supplementary pension market. Secondly, this paper has a research on the relationships between Life Insurance Company and supplementary pension, shows that they have many joints: supplementary pension stems from team insurance in life insurance companies, but it is different from team insurance in life insurance companies. And then this paper analyses the role insurance companies play in supplementary pension market, comparing the opponents' advantages and weaknesses in supplementary pension market, shows that life insurance companies' advantages on supplementary pension to other institutions. At last, bases on the profoundly discusses about the life insurance companies' tremendous changes on supplementary pension, this paper puts forward china life insurance company's reality position in Chinese developing supplementarypension market -----opportunities and challenges coexisting . China Life InsuranceCompany must catch this opportunity and develop supplementary pension in strategic direction. Finally, this paper discusses the problems china life insurance company faced with in supplementary pension market, and provides some feasible suggestions about it.