China's Property Insurance Company Branch Office Reimburses Ability Supervision Research

Supervision of the insurance company reimburses ability is a core content of a country to its Insurance company's supervision and management, the primary target of insurance supervision and management is to ensure that Insurance Agencies have sufficient insurance to reimburse. As China's insurance industry has grown in strength, rigidity to the solvency is getting more and more important, that reimburses ability supervision defined from the head office to branch office to be gradually clear. The China Insurance Regulatory Commission sent an Agency taking grass-roots insurance Supervisory department, through the implementation of the track analysis and the research to reimburse ability risk of insurance agencies which are under the Jurisdiction of The China Insurance Regulatory Commission, reduce risk accumulation and reduce the effect of the risk's transmission and expansion, effectively guard and melt the systemic risk, enhance the predictability of the supervision. Presently, the supervision frame system of our country's insurance reimburses ability has been basically established, but there is still some questions such as imperfect of reimburses ability's risk assessment system,neglects of the microscopic foundation function of the Insurance company interior risk management and incomplete of information disclosure system. This article will be through the present situation and the existence question of Our country Property insurance Company's reimburse ability supervision , Finally, from the four aspects discussed at this stage how to strengthen supervision of insurance company reimburse ability conducting exploration and research.