Research On The Sustainable Development Of Rural Social Pension Insurance

The Sustainable Development of Rural Social Pension Insurance Conducive to better meet the needs of the elderly population to Solve the problem of rural old-age,to promote stability and development in rural areas;In favor of lifting the farmers to worry about, and promote the implementation of family planning policy in rural areas, speed up the development of rural economy; In favor of convergence of urban and rural areas, to promote movement of the rural population and accelerate the urbanization process;Conducive to improving the quality of life for farmers and narrow the gap between urban and rural areas, promote social stability and harmony. Therefore ,under the guidance of sustainable development to study China's rural social Pension insurance have great significance.In this paper, use the combine of empirical analysis and normative analysis and Comprehensive analysis as the method to research the Sustainable Development of Rural Social Pension Insurance. First of all, Analysis of the rural social endowment insurance's concepts and standards; Then ,Shandong Province as an example, the rural social old-age insurance for sustainable development in the empirical analysis; In conclusion, a rural social old-age insurance constraints of sustainable development And system to achieve the rural social endowment insurance policy recommendations for sustainable development. Based on the rural social old-age insurance for sustainable development research, the paper reached the following major findings:(1) The criteria of rural social endowment insurance of sustainable development including qualitative and quantitative aspects. Qualitative criteria include the stability of the insurance system, the continuity of the supply of funds, organization and management of normative, insurance significant effects, monitoring mechanisms and insurance on behalf of the soundness of the balance of the occasion. Quantitative measure of the rural social endowment insurance system is the evaluation of sustainable development indicators.(2) Based on the new and the old rural social endowment insurance of empirical analysis, we can see that the old rural social endowment insurance's system stability, the supply of funds, and insurance effects, monitoring mechanisms, organizational management and generation in balance are faced with problems and that Can not meet the current economic and social development in rural areas, it is hard to play to resolve the question of the role of old-age pension should be discarded as soon as possible; The new rural social old-age insurance pension truly multi-raising, the better the supply of funds to solve the problem, to some extent, play a security role in the lives of the elderly. But the new rural social old-age insurance's coverage is still relatively low, differences in institutional design is large, financial burden of local government is too large, fund operation and management is non-standard ,the problem of the rural and urban basic old-age insurance system convergence. These issues should be resolved as soon as possible; Based on the rural social endowment insurance's comprehensive evaluation, we can see that China's rural social old-age insurance is generally growing, but the pace of development is very slow. And the rural social old-age insurance is Not stable enough in the development process. Generally speaking, rural social old-age insurance is still has problems in the supply of funds, organization and management, insurance performance, inter-generational balance. These issues should be resolved as soon as possible.(3) Rural social endowment insurance constraints of sustainable development have four aspects. First, system design, including the system lack of social welfare, raising mechanism is unreasonable, the operating mechanism of fund management is not scientific; Second, regulatory mechanisms, including monitoring mechanisms, lack of organization and management rules; Third, the economic base, including government financial transfer payments not enough, the slow growth of the income of the farmers; Fourth, the social environment, including the ideas behind, do not know the place and Clear division of urban-rural dual structure.(4) Insurance to achieve the sustainable development have four aspects: The first is scientific and rational design of rural social endowment insurance system, including the achievement of rural social endowment insurance's social welfare, the establishment of scientific funding mechanisms, the establishment of a standardized operating mechanism of fund management; Second, establish a sound regulatory mechanism, including the establishment of a sound monitoring mechanism, establish and improve the organization and management mechanisms; The third is to optimize the development of rural social endowment insurance of the economic environment, including the Government should increase financial transfer system in rural areas, and to take effective measures to increase the income of the farmers; The fourth is to optimize the development of rural social endowment insurance of the social environment, including raising the awareness of thinking, old-age insurance to achieve convergence of urban and rural areas.