Research Of Old-age Insurance System In City

Every citizen the right to subsistence are entitled to maintain the normal life of the basic conditions necessary for the right is a basic human right,and it is the most important human rights. That every citizen should enjoy basic human rights is also a concrete manifestation of social equity. Then, for the elderly, the material on how to ensure its survival, right? This is the old-age insurance system to deal with and resolve the issue, but also in this paper to resolve the problem and research.As China's economic development and the deepening of reform and opening up, the system and laws and regulations step by step in sound shape. And accompanied by family planning policy, the past several decades, China's population age structure has changed dramatically. This century, our country will face serious problem of population aging. At present, China's 60 years old or older population of about 135 million, accounting for the country's population of around 10% of the total, according to internationally accepted standards, China's population age structure has entered the aging stage. And in the future for a long period of time, China's aging population will be about 3.2 percent average annual growth rate. Aging population will lead to a series of knock-on effect on the country and social impact are enormous. Speeding up the aging of the population, so that elderly dependency coefficient, that is, the average working-age population to be borne by the non-working-age population has been rising. Therefore, the endowment insurance system for research and further improvement of the system must be put on the agenda.China set up the endowment insurance system began in the early 50s. More than half a century, especially since reform and opening up, through various laws and regulations set up a sound old-age insurance in China has scored tremendous achievements, and gradually formed a "society with personal accounts of combining" the endowment insurance model, the maintenance of the the basic rights of the elderly, but also the maintenance of social stability. However, China's current pension system is still imperfect, system and practice on both the problem must exist, we need to be studied and resolved. In this paper, the basic endowment insurance system for cities and towns as the breakthrough point, introduction of foreign integrated a number of endowment insurance system and provides, combined with China's actual conditions, endowment insurance for the country's social problems, search out the reasons, drawing on some of the more sophisticated foreign practice experience, of what my old-age insurance system reform and perfection.