The Research Of Urban Old-age Insurance System In The Background Of Ageing Of Population In China

Our urban old-age insurance system has experienced nearly sixty years since its foundation in 1950s. But until now, the old-age insurance system is still on the way of adjusting and revolution because of the significant changes in condition. With the increasing of people access to old-age insurance system, it begins to catch more and more people'eyes, including scholars and the public. So the old-age insurance system relates everyone's interests, our governments must give full attention to it.In the past twenty years, on the one hand, with the implementing of Family Planning policy, China's population birthrate has been slowing down very much; on the other hand, the quality of our health service has been rising in accompany with the rapid economic growth in the past decades, so the life expectancy has extended a lot.The two factors has made the population ageing become an irreversible trend. This result has brought a lot of negative impacts to our country. In this condition, we'll have to re-examine our old-age insurance system, identify problems and take corresponding measures. The research is organized as follows:Firstly, introduce the conception of old-ageing and international criteria for classification. Then we'll research China's Population ageing current situation, its characters, and analyze its reasons.And on this basis, we'll analyze its impacts on our nation from the macro aspects.In the end of this chapter, we'll further study the trend of population ageing. The results show China' population ageing is accelerating.Secondly, recall the process of China' old-ageing insurance system, outline the main contents of our current old-ageing insurance system, and then research its challenges and problems.Finally, on the basis of analyzing reform experiences, such as Sweden, the United States, Chile and Japan, and then the research on its feasibility, we'll propose recommendations from several aspects, for example,how to solve the pension debt, how to make the pension preserve and increase,and how to take measures to develop annuity and personal savings and so on.