The Research On The Supervision Of The Pension Funds In China

The social pension insurance system of China is the most basic safety net and stability. The building of a harmonious socialist society is an important element. Endowment Insurance Fund between a large number of members of the old-age social security, pension insurance system is the economic foundation for the healthy and steady development of the economy and plays an important role. The good or bad pension fund management is directly related to the reform of the endowment insurance system for the success or failure of the pension insurance fund security and integrity and is directly related to the vast number of participants and the immediate interests of social stability. In recent years, various localities and relevant departments to do a lot of work, the social insurance fund management and supervision have been strengthened from Shanghai to other social security funds as well as the cases of the social insurance fund audit results show that there is still the rule of law is imperfect, not standardized management, and the supervision is not in place and so on, and misappropriated funds phenomena still occur, which has seriously affected the security and the sustainable operation of the system. The local governments are the highest local "authority", and the financial sector management in a large amount of social security funds, how to ensure that financial departments and the local governments do not withholding social security fund misappropriation is to ensure the fundamental integrity of the security aspect. At the same time, the fund's of the market-oriented operation, in order to prevent blindness and the investments of the fund speculation and ensure the security of pension insurance fund operation and the stability of the socio-economic development. How to operate the old-age insurance fund investment supervision has become their primary task.First of all, this old-age insurance and the basic theory of the pension insurance fund were discussed in the paper. Based on the meaning of the old-age insurance funds, the composition, the features and the functions of the old-age insurance fund supervision of the meaning of principles, the objectives and the need for monitoring on one by one, the following analysis provides not only a theoretical support, but also for the author to study the question of a theoretical grasp. Secondly, this paper on the old-age insurance funds, including monitoring the status of the construction of China's legal system of social security, the pension insurance fund, the development of the industry, as well as China's old-age insurance fund management and the reasons of the problems conducted an in-depth analysis in this chapter. We can be clearly aware of China's old-age insurance fund management, the operation and the supervision of a lot of flaws and shortcomings behind the proposed substantive recommendations laid the basis for practice. Again, the main pension fund of the foreign regulatory system, the operational management and the monitoring model were compared and research, so that our country can fully learn from the experience of the foreign countries which are relatively mature. The last part of this paper, based on the selection and supervision of the main regulatory mechanism,the construction supervision system and the specific forms of the regulation on the establishment and the improvement of China's old-age insurance fund, it provides the corresponding countermeasures and the supervision of the future of China's old-age insurance.